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Short Term Disability

Veritas' Short Term Disability (STD) plan is offered to all eligible employees and is defined as any medical Leave of Absence (including pregnancies, non work-related injuries, and illnesses) in excess of five consecutive business days, not to exceed 180 days. If the disability exceeds 180 days, you may become eligible for Long Term Disability (LTD). Veritas' STD vendor is Liberty Life Assurance Company of Boston (Liberty).

If your disability is due to your pregnancy, please visit the Maternity Leave page for more information.

 

What to Do When: You're Going on Disability Leave
Before Disability Leave Begins:
  • Inform your manager of your leave request as soon as possible and expected return to work date, if available.
    • If your leave starts in the next 30 days and you have a confirmed leave begin date, you can initiate your claim on www.MyLibertyConnection.com (Company code: Veritas) or call 844-815-4441.
    • If your leave doesn’t start until later, review the information below and contact Liberty within 30 days of your leave.
    • Watch a short video outlining how to file your claim with Liberty Mutual. (Coming Soon)
  • Check the status of a claim/leave on www.MyLibertyConnection.com or via the Liberty Mobile app. (Show Me How)
  • Your leave may affect your pay and some of your benefits (i.e. Dependent Care FSA). Please read the sections below for details.
During Disability Leave:
  • If you need to extend your leave, notify your manager and your Liberty disability case manager.
  • Review the qualified status change matrix (pdf) to determine if and when you need to make changes to your benefits (such as the addition of a dependent child).
  • If your disability continues beyond 180 days, you may be eligible for Long Term Disability.
Return to Work:
  • Two weeks prior to your expected return to work date, notify your manager and your Liberty disability case manager.
  • Process a life event change to your benefits, if applicable by calling the Veritas U.S. Benefits Helpdesk at 1-866-288-3249. Changes must be made within 31 days of your return.

STD Income Replacement Benefits

Time Period % of OTE Source
Week 1
(elimination period)
100%

Non-exempt employees will use PTO and once your balance is exhausted, the remainder of the 5 day elimination period will be unpaid.

Exempt employees covered under the Your Time Off program will use 5 Annual Days for the elimination period. The balance of this time will be unpaid if you have exhausted your Annual Days within a rolling 12 month period.

Week 2-8 100%

Supplemental STD checks will be paid directly to you by Liberty weekly as a live check. Applicable benefit deductions will be taken from these checks.

STD checks will be paid to you on a weekly basis by Liberty if you are enrolled in a state disability plan.

Week 9-26 75%

Supplemental STD checks will be paid directly to you by Liberty weekly as a live check. Applicable benefit deductions will be taken from these checks. Neither Your Time Off nor PTO may be coordinated.

STD checks will be paid to you on a weekly basis by Liberty if you are enrolled in a state disability plan.

*Commission-based employees’ disability income replacement is paid based on employee’s On Target Earnings (OTE).

Additional Information for California Employees

An example for California:

Because the definition of disability under the state plan and our supplemental plan is different, there may be instances where you'd qualify to receive benefit under the state plan but not the supplemental plan. In those cases, you'd need to satisfy two elimination periods, one for each plan and the example below illustrates this.

Time Period Statutory STD Benefits through VDI Supplemental STD Benefits through Veritas Combined Total Maximum Benefit Source
Week 1
(elimination period)
0%
(May use PTO/ADs to earn 100% OTE)
0% 100% OTE (using PTO/ADs)

Non-exempt employees will use PTO and once your balance is exhausted, the remainder of the 5 day elimination period will be unpaid.

Exempt employees covered under the Your Time Off program will use 5 Annual Days (ADs) for the elimination period. The balance of this time will be unpaid if you have exhausted your Annual Days within a rolling 12 month period.

Week 2 55% up to a maximum of $ 1,173/wk 0% 55% up to a maximum of $ 1,173/wk STD check will be paid to you by Liberty. PTO/ADs may not be coordinated.
Week 3
(Supplemental STD elimination period)
55% STD up to the maximum of $ 1,173/wk Must use PTO/ADs to earn 100% OTE Up to 155% OTE STD checks will be paid to you by Liberty. You must use your time off benefits (PTO or ADs) to satisfy the supplemental STD elimination period. If you do not have 5 days of accrued PTO/ADs, the remainder of the 5 day elimination period will be unpaid.
Week 4-10 55% up to the maximum of $ 1,173/wk) 100% OTE (less the STD Benefit Payment) 100% OTE STD and Supplemental STD checks will be paid to you on a weekly basis by Liberty. Applicable health deductions will be taken from these checks. PTO/ADs may not be coordinated.
Week 11-26 55% up to the maximum of $ 1,173/wk) 75% OTE (less the STD Benefit Payment) 75% OTE STD and Supplemental STD checks will be paid to you on a weekly basis by Liberty. Applicable benefit deductions will be taken from these checks. PTO/ADs may not be coordinated.

 

The table below illustrates STD benefit payments for eligible California interns and employees voluntarily enrolled in the California SDI plan

Time Period Statutory STD Benefits Supplemental STD Benefits through Veritas Combined Total Maximum Benefit Source
Week 1
(elimination period)
0% (may use PTO/ADs to earn 100% OTE) 0%* 100% OTE (using PTO/ADs)

Non-exempt employees will use PTO and once your balance is exhausted, the remainder of the 5 day elimination period will be unpaid.

Exempt employees covered under the Your Time Off program will use 5 Annual Days (ADs) for the elimination period. The balance of this time will be unpaid if you have exhausted your ADs within a rolling 12 month period.

Week 2-8 55% up to a maximum of $ 1,173/wk in 2017 0%* 55% up to a maximum of $ 1,173/wk in 2017 Statutory STD checks will be paid to you by the state disability plan unless you are a California intern enrolled in VDI, then your statutory STD checks will be paid to you by Liberty; you are not eligible for Supplemental STD. PTO/ADs may not be coordinated.
Week 9-26 55% up to a maximum of $ 1,173/wk in 2017 0%* 55% up to a maximum of $ 1,173/wk in 2017 STD check will be paid to you by the state disability plan unless you are a California intern enrolled in VDI, then your statutory STD checks will be paid to you by Liberty; you are not eligible for Supplemental STD. PTO/ADs may not be coordinated.

* Employees who voluntarily enroll in California's SDI program and interns are not eligible for Veritas' supplemental STD plan.

Effect on Pay

Short Term Disability benefits will be paid by Liberty on a weekly basis as a live check and are calculated based on: regular pay (which excludes bonuses, overtime pay, or any other pay or fringe benefits) and includes target commissions for eligible employees. If you reside in a state with a State Disability Insurance plan, you will receive two separate checks. If you are an eligible intern or California employee voluntarily enrolled in California's SDI program, you will only receive one benefit check on a weekly basis.

 

View STD Effect on Benefits

Benefit Effect on Coverage
Health Care Benefits (Medical, Dental, Vision)
Life and AD&D Insurance
Health Care Flexible Spending Account

Coverage continues and your contributions will be deducted from your benefit checks.

Dependent Care Flexible Spending Account Contributions cease. Within 31 days after you return to work, you must re-enroll in the Dependent Care Flexible Spending Account (FSA) if you wish continue your participation in this plan. To re-enroll, contact the U.S. Benefits Helpdesk at 1-866-288-3249 within 31 days of your return to work date. If you fail to re-enroll, your annual Dependent Care FSA will be adjusted to reflect your year-to-date contribution. December 1 is the cutoff to make any changes to current benefit year.
Employee Assistance Program Coverage continues.
PTO Accrual Ineligible.
Your Time Off (YTO) No impact
Holiday Pay Ineligible.
Business Travel Accident Insurance Coverage ceases at midnight on the last day of your active status (generally the last day worked).
Critical Illness Insurance
Pet, Auto and Home Insurance
Coverage continues and your contributions will be deducted from your benefit checks.
Tuition Reimbursement Program. Ineligible.
ARAG Group Legal plan Coverage continues and your contributions will be deducted from your benefit checks.
401(k) plan Contributions and loan payments cease. Vesting is subject to the terms of the Plan.
Incentive Plan If you have eligible compensation as defined by the plan, you may be eligible to continue in the Annual Incentive Plan.

Returning to Work


If you are able to return to work, you will be returned to the same position or an equivalent job, if all of these factors are met:
  • The position has not been eliminated due to business needs.
  • You have completed a year of service with Veritas or an acquired company (180 days in Oregon).
  • You are able to return to work within a combined total of 12 weeks of medical and family care leave during a 12-month period commencing on your date of disability (in California, a combined 16-week pregnancy disability and 12 weeks for medical/family leave).
If you are unable to return to work within a combined total of 12 weeks medical and family care leave (in California, a combined 16-week pregnancy disability and 12-week medical/family leave), or if you have not worked for Veritas for one year (180 days in Oregon), Veritas will make a reasonable effort to return you to the same or a similar position for which you are qualified. If no suitable position is available, your employment may be terminated.

 

At least two weeks prior to your expected return to work date, notify your manager and your Liberty disability case manager. If this is not possible, you should notify Liberty as soon as you are released to return to work.

You must provide Liberty with certification from your qualified provider releasing you to return to work.

As a reminder, you have 31 calendar days to make changes to your Veritas Benefits if you have experienced a qualified status change such as the birth of a child.

 

You and your qualified provider are encouraged to offer any suggestions regarding steps Veritas can take to accommodate any work limitations you may have. Human Resources will work with you and your provider to identify and implement reasonable accommodations.

Transfer to Long Term Disability

If after 180 days of STD you indicate that you need additional leave, you may be eligible for Long-Term Disability benefits. You are not required to complete a claim form in order to apply for LTD benefits. Liberty is also Veritas' Long Term Disability (LTD) claim administrator and will automatically review your claim for eligibility under the LTD benefit plan about halfway through the required 180-day LTD waiting period.

 
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