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State-Specific Leave Entitlements and Income Replacement

Some states have additional leave entitlements and/or income replacement programs. Please become familiar with the Short Term Disability process. These plans coordinate with Veritas' disability plan to ensure you receive the appropriate amount of STD pay.

State Family Leave Plans State Disability Insurance Plans

Ohio Military Family Leave Act (OMFLA)

The Ohio Military Family Leave Act (OMFLA) law is similar to other family military leave laws. It applies to employees who are the parents, spouses, or persons who have or had legal custody of a uniformed services member, when the service member is either (i) called into active duty for a period longer than 30 days or (ii) injured, wounded or hospitalized while serving on active duty. Eligible employees are entitled to one leave per calendar year, and the leave can be up to 10 days or 80 hours (whichever is less). The leave is unpaid, but employees obtain job protection. Employees who have legal custody are called wards, and employees who had legal custody are former wards.)

Eligibility
You are eligible if you have worked for Veritas for at least twelve (12) consecutive months and for at least 1,250 hours in the twelve months prior to the start of an OFMLA leave.

OMFLA can be taken once per calendar year, and must be taken all at once -- it cannot be taken on an intermittent basis. Additionally, the leave must be taken within the two weeks prior to, or one week after, deployment. Prior to taking OMFLA leave, you must not have any other leave available, except sick or disability leave.

Benefit Details

Time Away from Veritas Conditions
Total leave entitlement is up to 10 days or 80 hours, whichever is less If a workday is fewer than 8 hours, you may be entitled to fewer than 80 hours of leave. If a workday is more than 8 hours, resulting in fewer than 10 working days in two weeks to achieve 80 hours, you may be entitled to fewer than 10 days of leave.
Leave days are calculated as business days The 10 days or 80 hours entitlement will be reported as business days (versus calendar days).

State Disability Insurance Plans

California, Hawaii, New Jersey, New York, and Rhode Island have state disability insurance plans. These plans coordinate with Veritas' disability plan to ensure you receive the appropriate amount of Short Term Disability (STD) pay.

Review this reference guide for additional information on your state's plan.

California

SDI vs. VDI
The majority* of Veritas employees and interns in California have the option to participate in either Veritas' Voluntary Disability Insurance (VDI) plan or California's State Disability Insurance (SDI) plan. As new hires, eligible employees and interns are automatically enrolled in Veritas' VDI plan. However, if you wish, you have 31 days to switch plans by notifying HR vHelp. You may also switch plans at the beginning of any calendar quarter by sending a request to HR vHelp no later than the 25th of the month prior to the new quarter (i.e. Notification must be received by March 25th for a change to be effective April 1st).
*Employees working for an acquired company that operates under a separate FEIN are not eligible for the VDI plan and are automatically enrolled in SDI coverage.

What's the difference?
By law, Veritas' VDI plan must provide equal or better benefits than the state's SDI plan in all aspects. Veritas satisfies this requirement by mirroring the state's plan while significantly decreasing the cost of coverage for our employees (see chart below). Another difference relates to the adjudication of claims. Veritas' disability vendor adjudicates claims for the VDI plan, while the State of California adjudicates SDI claims. Maximum weekly benefits for both plans are equivalent, but if you are in the VDI plan, you will be eligible for the Veritas Supplemental STD benefit, which will top off your disability pay to 100% for weeks 2-8 and 75% for weeks 9-26.

2017 Plan Year - VDI vs SDI

  VDI (Veritas Program) SDI (State Program)
Annual Employee Cost 0.7% of the first $110,902 of your salary
($776.31 annual maximum)
0.9% of the first $110,902 of your salary
($998.12 annual maximum)
Maximum Weekly Benefit 55% up to a weekly maximum of $1,173 ($60,996 annual maximum) 55% up to a weekly maximum of $1,173 ($60,996 annual maximum)
Veritas Supplemental (STD) Eligible Not Eligible
STD Week 1 100% (using PTO / YTO-Annual Days) 100% (using PTO / YTO-Annual Days)
STD Weeks 2-8 100% OTE* (VDI + STD) 55% up to weekly maximum of $1,173 (SDI only)
STD Weeks 9-26 75% OTE* (VDI + STD) 55% up to weekly maximum of $1,173 (SDI only)

*OTE - on target earnings

When would I use VDI or SDI?
VDI/SDI is the pay component of a Short Term Disability (STD) claim. If you have a medical Leave of Absence (including pregnancies, injuries, and illnesses) in excess of five consecutive business days, you would file a STD claim.

If you are participating in Veritas' Voluntary Disability Insurance (VDI) Plan, you must file a claim with Liberty. You will receive a CA VDI STD benefit check and a supplemental STD benefit check from Liberty on a weekly basis. Alternatively, if you are participating in the State Disability Insurance (SDI) Plan, you must file a claim with Liberty (company code: Veritas or call (844) 815-4441) and the state's Employment Development Department (EDD). You will receive your CA SDI STD benefit check from the EDD. The state-mandated portion of the STD benefit is not subject to taxation or benefit deductions. If you are an employee of an acquired company that operates under a separate FEIN who participates in the CA SDI plan, you will also receive a supplemental STD benefit check from Liberty on a weekly basis.

If your SDI or VDI claim is approved with an earlier date of disability (i.e. 4 weeks prior to the birth of your child) than your supplemental STD claim with Liberty, you will be required to satisfy two elimination periods (one for SDI/VDI and one for Supplemental STD).

Please Note: Employees who voluntarily elect to participate in the California SDI plan (versus the Veritas VDI plan) and interns are ineligible for Veritas' Supplemental STD plan.

Hawaii and New York
If you work in one of these states, you automatically participate in these states' mandated Temporary Disability Insurance (TDI) Plan. Claims for statutory STD benefits only need to be filed with Liberty, not with the state (this process occurs automatically). Your statutory STD benefits will be paid by Liberty on behalf of the state, and the Supplemental STD benefit will be paid by Liberty also. The state-mandated portion of the STD benefit is not subject to taxation or benefit deductions.

  • Hawaii Certification Issuance (pdf)
  • Hawaii Disability Policy (pdf)
  • New York - Disability Policy (pdf)
  • New York - Proof of Claim (pdf)
  • New York - Workers' Comp Poster (pdf)
 

New Jersey
If you work in New Jersey, you automatically participate in the states' mandated Temporary Disability Insurance (TDI) Plan. Claims for Short Term Disability (STD) benefits must be filed with Liberty (company code: Veritas or call (844) 815-4441)) and the  State of New Jersey’s TDI division. Your statutory STD benefit will be paid by the state and the Supplemental STD benefit (administered by Liberty) will be paid by Veritas. In order for Liberty to properly calculate your benefit amount, once you are awarded statutory STD benefits from the state of New Jersey, you need to provide your Liberty disability case manager with the New Jersey TDI approval letter, or your first check stub.

Please Note: The state-mandated portion of the STD benefit is not subject to New Jersey state income tax or withholding of benefit deductions.

Rhode Island
If you work in Rhode Island, you automatically participate in the state's mandated Temporary Disability Insurance (TDI) and Temporary Caregiver Insurance (TCI) plans. TDI is income support for when you are out of work for non-work related illness or injury.

Claims for Short Term Disability (STD) benefits must be filed with Liberty (company code: Veritas or call (884) 815-4441) and the Rhode Island Department of Labor and Training. Your statutory STD benefit will be paid by the state and the Supplemental STD benefit will be paid by Liberty. The state-mandated portion of the STD benefit is not subject to taxation or benefit deductions.

The TCI benefit program provides covered individuals up to four weeks of job-protected caregiver benefits to care for a seriously ill child, spouse, domestic partner, parent, parent-in-law, or grandparent; or to bond with a newborn, a newly adopted child, or a new foster care child. Bonding leave is available within the first 12 months of parenting only.

You may receive up to a maximum of four weeks of TCI benefits, which will reduce the maximum weeks of available TDI during a benefit year period. Monetary eligibility is determined the same as TDI benefits. Claims for TCI benefits must be filed with Liberty (company code: Veritas or call (844) 815-4441) and the Rhode Island Department of Labor and Training.

TDI/TCI is funded by employee contributions.

 
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